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• The first aspect to consider is the types of insurance policies that AAA offers for electric cars. Traditional auto insurance policies such as liability, collision, and comprehensive coverage can be extended to cover EVs. Liability coverage is standard and protects against damages caused to others in an accident. Collision coverage helps repair or replace your vehicle if it's damaged in a crash, while comprehensive coverage handles non-collision incidents like theft or natural disasters. It's important to note that some insurers may offer additional coverage options specifically tailored to EVs, such as battery degradation protection.